The Home Buying Process

Buying a home is possibly the single biggest investment you are likely to make. But it doesn't have to be intimidating. Arming yourself with information about what's ahead is the surest way to make sure things go smoothly. We have outlined the process to 5 basic steps.

1. Preparation

Determine How Much You Can Afford

Start with the nuts and bolts of financing a home. Monthly payments. Down payments. Variable or Fixed interest. Budget and income. Use our calculators to come up with a purchase price range that works for your situation. We also have different mortgage loan options that may give you additional flexibility.

Check Your Credit Report

Every loan starts with a review of your Credit Score. It can affect the rate you're offered. Be sure to validate the accuracy of your credit report before you apply for your loan.

Get Your Documents In Order

Trying to track down a needed document after you've applied can hold up the process and cause unneeded stress. This checklist helps you anticipate what you will need.

View and print the mortgage application checklist

Request Pre-Approval

A Pre-Approval document from Asset Capital Group helps you shop with confidence. While not a guarantee of mortgage application approval, it will give you a mortgage amount and terms for which you are likely to qualify.

Next Step

The Buying Process